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Broad Form Named Perils Horse
Insurance Rates
Comprehensive
Named Perils Including Death Caused By:
Colic, Entrapment, Physical Injury

For All Breeds
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Automatic
Tack Coverage |
$1,000. |
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Additional
Tack |
$20.00
per 1,000. |
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Automatic
Liability Coverage
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$1,000,000.
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Additional
Liability ($1,000,000. max)
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$50
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Annual
Premium
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Rate
2½% (of value of horse)
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Minimum
Premium
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$150.00
+ 8% Tax
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•
Foal coverage available after 7 days. Separate application
required. Maximum 2.5 times Stud Fee.
• For optional Vet Fee Coverage, $2,500 is $250, $5,000 is
375
• Maximum coverage available On This Form is $10,000 per
horse.

Vet Certificate Required For:

• All horses $1500.00 and over

Conditions of Policy:

• Policy Wordings Apply. Autopsy or Post Mortem Certificate
required upon Death.
• We reserve the right to inspect the horse prior to
insurance being bound.
• This insurance is not valid while horse is at the race
track.

Vet Medical
Will Not Cover For More Than The Insured Value Of The Horse To
A Maximum Of $5000

Pleasure Horse Coverage

The following is an abbreviation of the coverage. Actual
Policy wordings apply.

1. Fire, Explosion;
2. Windstorm or hail; hurricane;
3. Flood, meaning rising waters;
4. Earthquake; meaning collapse of buildings, bridges,
culverts;
5. Falling objects directly striking the livestock;
6. Impact by aircraft or land vehicle;
7. Collision, derailment or overturn of a land vehicle;
8. Stranding, sinking, burning, or collision of marine
vessels;
9. Vandalism or malicious mischief;
10. Riot; Riot attending a strike or civil commotion;
11. Or by theft, but excluding mysterious disappearance;
12. Accidental Shooting;
13. Lightning; Electrocution;
14. Blizzard, rain, sleet or snowstorm;
15. Drowning, excluding choking on their own internal fluids;
16. Attack by dogs and wild animals;
17. Rabies;
18. Entrapment;
19. Casting;
20. Hardware;
21. Colic;
22. Asphyxiation by smoke or fumes;
23. Physical Injury causing death or destruction, but
excluding animal birth;

Note: Vet
Coverage Only Applies to Emergency Service made necessary by
the above perils.
Cost of trailering is not covered.

Liability Coverage

Liability Coverage protects you should your horse damage
property or cause injury to a third party. The policy will
cover the cost of legal and court settlements up to the policy
limit.

Deductible

$100.00 Deductible on the First Claim and 25% Deductible on
the second claim.

How Do I Apply?

Implementation is fast and easy. Print and complete the printable
application, the online
application
or the pdf application and mail/submit with your
cheque, payable to: Colley, Borland &
Vale In Trust together with:

1. A dated, signed photo of your horse taken within the
last 30 days
2. Bill of Sale
3. Vet Certificate dated within 30 days
4. Copy of registration papers.

Coverage NOT in effect until ALL documentation is received.
Underwritten
by North Waterloo Farmers Mutual Insurance Co.
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